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PPSR: Unpacking the Acronym

Learn what the Personal Property Securities Register (PPSR) is and why registering your interests protects your business from financial loss.

Updated over a week ago

What is the PPSR?

The Personal Property Securities Register (PPSR) is a national online register managed by the Australian Financial Security Authority (AFSA).


It records security interests in personal property, such as goods, vehicles, or equipment, to help protect businesses when selling goods on credit or leasing and hiring them.

Registering your interest on the PPSR ensures you have a legal claim to the goods if your debtor becomes insolvent or fails to pay.

Why registration matters

If you sell, lease, or hire goods, registering on the PPSR can:

  • Protect your rights as a secured creditor

  • Help you recover goods or their value if a debtor defaults

  • Reduce financial loss from insolvency events

  • Strengthen your position in debt recovery

Learning from the experts

CreditorWatch CEO Patrick Coghlan joins PPSR specialists Gavin McCosker (AFSA) and Natalie Ledlin (Ledlin Lawyers) to explain how the PPSR works and why registration is easier than you might think.


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