The Personal Property Securities Register (PPSR) is an online government register that records security interests in personal property under the Personal Property Securities Act 2009 (PPSA).
Why PPSR Matters
The PPSR helps protect your financial interests when supplying goods or services on credit terms. It’s essential if you:
Supply goods to other entities on credit terms
Lease, rent, or hire goods
Accept personal property as security for outstanding debt
Retention of Title clauses in supply contracts are not enough on their own. Registering on the PPSR ensures your rights are protected if a debtor enters administration or liquidation.
Benefits of Registering
A correctly registered (perfected) security interest gives you priority over unsecured creditors.
If you don’t register, your goods or assets may become part of the debtor’s managed assets, making recovery difficult or impossible.
Registration Periods and Accuracy
You can register your goods or assets on the PPSR for:
7 years
25 years
Indefinitely
It’s vital that your registration details are accurate — a single incorrect detail can void your protection.
CreditorWatch PPSR Tools
CreditorWatch offers two solutions to help manage your PPSR registrations:
Portfolio Health Check – Ensures your existing registrations are accurate and valid.
PPSR Logic – A simple, time-saving, and cost-effective way to manage your PPSR registrations.
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