Overview
DebtorLogic is an interactive trade program that analyses your Aged Trial Balance (ATB) data to help you understand customer and supplier payment behaviours. It enables CreditorWatch members to identify payment trends, assess debtor risk, and reduce the likelihood of bad debt.
By uploading your ATB, you can:
Track payment patterns and compare them to broader market data
Identify your best and worst-paying customers
View clear graphs and tables comparing payment performance across industries and states
Key Features
Payment Insights
DebtorLogic provides a data-driven view of how your debtors pay you and the wider market. This allows you to:
Monitor who pays late and how often
Benchmark your customers against their industry peers
Prioritise collections based on risk
Risk and Payment Data
Each customer record can display a RiskScore and Payment Rating, showing how that debtor is paying other suppliers. This insight helps you:
Respond to changing payment behaviours
Stay informed about overdue accounts
Focus on higher-risk entities for collection efforts
Alerts and Adverse Events
DebtorLogic automatically flags high-risk debtors and highlights critical events such as:
ABN or ACN changes
Winding up notices
Mercantile enquiries
Court actions
Cross directorships
Changes to RiskScores
Unique Data Coverage
DebtorLogic combines trade payment information from both small businesses and large corporates, offering a comprehensive view of how the market gets paid.
You can review:
A debtor’s credit profile
Their likelihood of default
Which accounts pose the greatest risk to your business
This enables CreditorWatch members to make informed credit decisions and optimise debt collection strategies.
Want to try out DebtorLogic?
Get in touch with your CreditorWatch account manager or contact our Support Team to discuss the best solution for your business.
Not a CreditorWatch member?
Sign up to use CreditorWatch and uncover debtor risk trends before they impact your cash flow.