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Action Intelligence: AI-generated recommendations for risk alerts and score changes

Action Intelligence provides AI-generated recommendations for risk alerts on monitored entities. It analyses credit information and recent risk events to help you understand what has changed and determine appropriate next steps.

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Action Intelligence is only available for monitored entities. If an entity is not being monitored, you will not see Action Intelligence recommendations. You can still use AI to summarise a credit report for unmonitored entities.

Why use Action Intelligence?

Risk alerts notify you when there has been a significant change to an entity's risk profile, such as:

  • A score change

  • A court action

  • A payment default

  • Other adverse events

Action Intelligence adds context to these alerts by analysing the event alongside the entity's broader credit history.

This can help you:

  • Prioritise high-risk alerts that may require immediate attention

  • Investigate the reasons behind a risk change

  • Support credit limit reviews

  • Assist with new credit approval decisions

  • Review changes in payment behaviour and emerging risks

Action Intelligence is designed to support decision-making. Your organisation remains responsible for determining how to respond to a risk alert.


Recommendation types

Action Intelligence assigns one of four recommendation categories to a risk alert:

  • Act Immediately

    • High-priority alerts that may require urgent review or action.

  • Secure Your Position

    • Alerts that indicate increased risk and may warrant protective measures.

  • Seek Further Clarity

    • Alerts that may require further investigation, monitoring, or verification.

  • Business as Usual

    • Routine changes that are unlikely to have a significant impact on the entity's risk profile.


Where to find Action Intelligence

Alerts page

The Alerts page includes several Action Intelligence features:

  • Recommendation summary tiles showing activity over the previous 90 days

  • Recommendation labels on individual alerts

  • Detailed AI-generated explanations for each recommendation

  • Filtering by recommendation type

  • Recommendation data included in CSV exports


Dashboard

The Dashboard displays recommendation summary tiles to help you quickly identify and prioritise higher-risk alerts.


Credit reports

For monitored entities, Action Intelligence recommendations are displayed within the credit report.

You can:

  • View the current recommendation alongside key risk indicators

  • Review the AI-generated explanation behind the recommendation

  • Access contextual information supporting the recommendation

If an entity is not monitored, you can add it to your monitoring list before viewing Action Intelligence recommendations.


Risk alert emails

Action Intelligence recommendations are included in risk alert emails.

Risk alert emails may include:

  • Recommendation labels for individual alerts

  • A summary of alerts grouped by recommendation type

  • Links to filtered views within the CreditorWatch platform


How to use Action Intelligence

  1. Go to the Alerts page.

  2. Review the recommendation summary tiles to understand your current risk landscape.

  3. Click a recommendation category to filter alerts.

  4. Select an alert and open the recommendation details.

  5. Review the AI-generated explanation and supporting information.

  6. Open the credit report if further investigation is required.

  7. Take any appropriate action based on your internal credit policies.


How to provide feedback

You can help improve Action Intelligence by providing feedback on recommendations.

  1. Open a recommendation.

  2. Click the thumbs up or thumbs down icon.

  3. Add comments about the recommendation if required.


Frequently Asked Questions


We are continuously improving the quality, accuracy, and coverage of recommendations based on customer feedback, real-world usage, and ongoing enhancements to our AI models. As the feature evolves, you may notice recommendations becoming more relevant and comprehensive over time.

We regularly review feedback and release enhancements to improve recommendation quality and support additional business scenarios.

Important: Insights and recommendations are generated using AI and do not constitute legal, regulatory, compliance, financial, accounting, credit, lending or other professional advice. Action Intelligence is intended to assist human judgement and decision-making only, and not a substitute for independent advice. You remain solely responsible all decisions, actions and omissions based upon or informed by generated outputs. No guarantee is given as to their accuracy or reliability. Always independently verify information before making business decisions.

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