CreditorWatch

Understand how to read credit reports, RiskScores, and data to support informed decisions.

Reporting

View the full list of ASIC documents that may appear in a CreditorWatch business credit report, including appointments, meetings and deregistration notices.

ASIC Documents & Published Notices Overview

New features provide quick, clear access to important risk insights

Updates to the Credit Report Experience

Learn how to use widgets in a CreditorWatch credit report, including RiskScore, entity health and cross directorships to view key details.

Understanding Credit Report Widgets

Learn how court data appears on a business credit file via official court sources.

Uploading a Missing Court Action

Learn how ATO tax defaults appear on a business credit file in CreditorWatch. Understand data updates, access restrictions, and how to resolve or remove a tax default through the ATO.

ATO Tax Defaults

Learn the key differences between a company, sole trader, partnership and trust, including liability, setup costs and responsibilities.

Understanding Business Structures: Company, Sole Trader, Partnership and Trust

Understand how risk indicators help you assess an entity’s creditworthiness in a CreditorWatch report.

Understanding Risk Data

Discover how CreditorWatch’s unique data sources strengthen your credit reporting and risk assessment.

Uncovering Unique Data in CreditorWatch Reports

Learn what phoenixing activity is and how it can impact Australian entities in high-risk industries.

Phoenixing Activity

Learn how UBO visualisation in CreditorWatch reports helps you clearly see ownership structures, shareholding percentages and ultimate beneficial owners.

UBO visualisation in reports

Credit Reports

Understand how CreditorWatch’s RiskScore predicts the likelihood of business default using advanced data analytics, tradeline behaviour, and real-time credit risk indicators.

CreditorWatch RiskScore

Learn about recent changes to the CreditorWatch RiskScore algorithm, how entities are scored, and what new factors are now included.

Changes to the RiskScore Algorithm

Learn what the Payment Rating is and how it helps assess an entity’s repayment reliability.

Understanding Payment Rating

Scores & Ratings

Learn how to identify the Ultimate Beneficial Owner (UBO) of an entity and how CreditorWatch simplifies this process for you.

How to Identify the Ultimate Beneficial Owner (UBO)

Understand how CreditorWatch’s AML Screening helps your business meet KYC and AML/CTF compliance obligations by checking individuals against PEP, sanctions, and adverse media lists.

Anti Money Laundering (AML)

KYC & AML

Learn how to purchase and access international credit reports through your CreditorWatch account.

International Credit Reports

International Reports

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